Your Health, Our Priority

Get a Customized Private Healthcare Plan For Yourself

Unleash the Extraordinary with Your Customized Private Healthcare Plan – Because Your Health Deserves Exceptional Care.

What Does Private Healthcare Plan Constitutes?

Our private health plans are like a VIP pass to top-notch healthcare, designed just for you and your family. With our plans, you can say goodbye to worries about medical bills – we’ve got hospital stays, doctor visits, prescription meds, and more all taken care of. 

No need to stress about government programs – our private health insurance is your ticket to hassle-free healthcare. Whether you’re on your own or part of a company crew, our plans are crafted to fit your needs. Dependable Coverage – we are your partner in well-being!

Select Your Ideal Healthcare Plan from Our Range of Options

Private health plans can be obtained through employers, purchased individually, or through government-sponsored marketplaces. The coverage and costs depend on the specific plan chosen.

Health Maintenance Organization (HMO)

HMO plans require members to choose a primary care physician (PCP) and get referrals from the PCP to see specialists. These plans typically have a network of healthcare providers, and coverage may be limited to in-network services, except in emergencies.

Preferred Provider Organization (PPO)

PPO plans offer more flexibility in choosing healthcare providers. Members can see both in-network and out-of-network providers, but out-of-network services usually come with higher out-of-pocket costs.

Exclusive Provider Organization (EPO)

EPO plans combine elements of HMO and PPO plans. They generally do not require a primary care physician, but coverage is typically limited to in-network providers, except in emergencies.

Compare Your Affordable Health Insurance Options

Plan 1: Short Term Option

Ideal for healthy individuals with high income who don’t qualify for ACA. This plan offers very low costs, high deductibles to reduce premiums, and excellent national networks. With plans lasting up to 364 days and the option for renewals, it provides flexibility. This is considered insurance, making it a solid choice for those seeking affordability without compromising on coverage.

Plan 2: Obamacare

The Most Affordable plan suitable for individuals and families with low incomes. It offers financial assistance to lower costs, has no coverage limits, and provides plans with low deductibles and copays. With great networks (dependent on local areas), it is a comprehensive insurance option designed to meet the needs of those who qualify for ACA subsidies.

Plan 3: MEC (Minimum Essential Coverage)

The Lowest Cost plan, perfect for families seeking super low-cost options. It offers a great network, low copays, and the flexibility to combine with short-term plans for hospital coverage. MEC is an excellent way to access doctors at a low cost, providing an affordable solution for families prioritizing cost-effective healthcare.

Frequently Asked Questions

What is a Private Health Plan, and how does it differ from public health insurance?

Explore the distinctions between private health plans and government-sponsored health insurance, understanding the benefits and coverage variations.

How can I customize my Private Health Plan to suit my unique healthcare needs?

Learn about the flexibility and customization options available to tailor your private health plan according to your specific health requirements.

What types of healthcare services are typically covered by Private Health Plans?

Gain insights into the range of medical services covered, including preventive care, specialist visits, hospital stays, and more, to ensure comprehensive coverage.

How does the claims process work with a Private Health Plan?

Understand the step-by-step procedure for submitting and processing claims, ensuring a smooth experience during healthcare-related transactions.

Are pre-existing conditions covered under Private Health Plans?

Explore the policies regarding pre-existing conditions and how they may impact your coverage, providing clarity on potential limitations.

What options are available for prescription drug coverage in Private Health Plans?

Learn about prescription drug benefits, including formularies, co-pays, and coverage for both generic and brand-name medications.

Can I add or remove dependents from my Private Health Plan, and what is the process for doing so?

Get information on managing your plan's beneficiaries, understanding the procedures for adding or removing dependents.

What is the role of a network in Private Health Plans, and how does it affect my coverage?

Explore the concept of provider networks, including in-network and out-of-network services, to make informed decisions about your healthcare providers.

Tailored Health Insurance Plans for Fellow Americans

Connect with Dependable Coverage by completing the form below. Share your preferences and needs, and let us create a customized healthcare insurance plan just for you.