Your Trusted Partner for Well Being!

Unmatched Coverage, Compassionate Support, and a Promise of Health Excellence!

United Healthcare has got your family covered with excellent health plans. Whether you’re in a mid size or large employee group, our insurance ensures maximum benefits and peace of mind.

What's in it for you in our United Healthcare insurance?

Complete Healthcare Plans

United Healthcare brings you a range of comprehensive health plans crafted to fit various lifestyles and preferences. Whether you’re an individual, part of a family or a small business owner, we’ve got plans tailored to meet your distinct healthcare needs. Your well-being is our priority, and our diverse options ensure that you find the perfect fit for your lifestyle.

United Healthcare's Medicare Plans

United Healthcare brings you a diverse range of Medicare plans to meet your unique healthcare needs. Choose from our Medicare Supplement plans to enhance your existing Medicare coverage. Navigate prescription expenses seamlessly with our Medicare Prescription Drug plans, ensuring access to the medications you need. Additionally, consider our Dual Special Needs Plan (D-SNP) for individuals with both Medicare and Medicaid, providing specialized support tailored to your dual eligibility. Choose United Healthcare for a comprehensive and personalized approach to your Medicare journey.

Group Plans for Employers

Discover personalized solutions with United Healthcare’s group health insurance plans. For small businesses, explore specialized offerings and request a quote for comprehensive coverage. Large organizations can learn about our products for National Accounts, public sector, and group retiree solutions. Whether you’re a small business or part of a large organization, explore all our group health insurance plans and find the perfect fit for your team.

United Healthcare Introduces Smart Options for Your Health Journey

United Healthcare Short Term Option

Pros:

  • You can apply online and get coverage as soon as the next day.
  • You can choose a plan that lasts anywhere from 1 to 12 months.
  • You can find a plan that fits your budget and only pay for the coverage you need.

Cons:

  • Short term plans do not cover essential health benefits such as preventive care, maternity care, mental health, and prescription drugs.
  • Short term plans can deny coverage or charge higher rates based on your medical history.
  • Short term plans are not renewable, meaning you have to reapply for a new plan after your coverage period ends.

United Healthcare Medicaid Option

Pros:

  • Provides benefits of both Medicare and Medicaid programs to eligible enrollees.
  • Has a $0 premium for members with Extra Help (Low Income Subsidy)1.
  • Offers access to Nurse Hotline, online provider directory, and disaster relief services.

Cons:

  • Provides benefits of both Medicare and Medicaid programs to eligible enrollees.
  • Has a $0 premium for members with Extra Help (Low Income Subsidy)1.
  • Offers access to Nurse Hotline, online provider directory, and disaster relief services.

United Healthcare large organizations option

Pros:

  • Variety of Medicare Advantage plans with low costs.
  • Innovative solutions for large organizations and employees.
  • Exposure to multiple medical providers and specialties.
  • Flexibility in schedule, location, and career path.

Cons:

  • Limited provider networks for Medicare Advantage plans.
  • Difficulty to navigate bureaucracy, policies, and procedures.
  • More stress, pressure, and competition.
  • More legal and ethical issues.

Frequently Asked Questions

What are the different types of plans offered by UnitedHealthcare?

UnitedHealthcare offers a variety of plans for different needs and budgets, such as Medicare, Medicaid, individual and family, short term and dental plans. You can explore the plan options on their website or contact them for more information.

How do I enroll in a UnitedHealthcare plan?

Depending on the type of plan you are interested in, you may need to meet certain eligibility criteria, such as age, income, health status, or location. You can check the eligibility requirements and enrollment periods for each plan on their website or call their customer service. You may also need to provide some personal and medical information to complete your enrollment.

What are the benefits and costs of a UnitedHealthcare plan?

The benefits and costs of a UnitedHealthcare plan vary depending on the plan type, level of coverage, network of providers, and other factors. Generally, UnitedHealthcare plans offer access to quality care, preventive services, wellness programs, and online tools. The costs may include premiums, deductibles, copays, coinsurance, and out-of-pocket limits. You can compare the benefits and costs of different plans on their website or request a quote.

How do I use my UnitedHealthcare plan?

Once you enroll in a UnitedHealthcare plan, you will receive a welcome kit with your member ID card, plan details, and other resources. You can use your member ID card to access your benefits and services, such as visiting a doctor, filling a prescription, or getting a referral. You can also manage your plan online through your account, where you can view your claims, benefits, bills, and more. You can also contact UnitedHealthcare for any questions or issues regarding your plan.

What are the wellness programs offered by UnitedHealthcare?

UnitedHealthcare offers various wellness programs to help you improve your health and well-being, such as Rally, Real Appeal, Renew Active, and HouseCalls. These programs provide you with personalized coaching, online tools, fitness benefits, preventive care, and more. You can learn more about these programs on their website or enroll through your account.

How do I access and use the online tools provided by UnitedHealthcare?

You can access and use the online tools provided by UnitedHealthcare by logging in to your account on their website or downloading their mobile app. Some of the online tools you can use are Health4Me, Virtual Visits, myClaims Manager, and myHealthcare Cost Estimator. These tools allow you to manage your plan, access your benefits, check your claims, estimate your costs, and more. You can find more information about these tools on their website or contact them for support.

Tailored Health Insurance Plans for Fellow Americans

Connect with Dependable Coverage by completing the form below. Share your preferences and needs, and let us create a customized healthcare insurance plan just for you.